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Hopefully you will never be in an accident, but if you are,
remember these general guidelines…..
Step 1
If possible, stop your car in a safe and visible place. If a car
cannot be moved, turn on the hazard lights. Turn off the
ignition. Be careful when exiting your car.
Step 2
Determine if anyone is injured. Do not move an injured person.
Step 3
Call the police (911 in most places) immediately. Report any
injuries.
Step 4
If another vehicle is involved, get the car’s year, make, model
and license plate number; the driver’s name, address and license
number; and the name of his or her insurance company and agent.
If the driver does not own the car, get the name of the car’s
owner. Write down names and addresses of other passengers or
witnesses.
Step 5
Write down the names and badge numbers of police and emergency
personnel at the scene. Ask the officer how to obtain a copy of
the police report for your insurance claim.
Step 6
If you suspect that the other driver was under the influence of
alcohol or drugs, ask that a breath test be performed on you and
the other driver.
Step 7
Cooperate with the police, but do not admit guilt for the
accident in any way. You may be required to show proof
of insurance, but do not reveal how much coverage you have.
Step 8
Do not accept any money the other driver may offer. By accepting
money, you may give up your right to file a claim against the
other driver.
Step 9
Write an account of what happened: time of day, weather,
hazards, road conditions and driving speed. Draw a picture of
the site, showing stop signs, signal lights, etc. Try to measure
skid marks and determine the point of impact. Note any damage
already on other cars involved. If a camera is available, take
pictures of the accident. Make copies of the pictures.
Step 10
Report the accident to your insurance agent or company as soon
as possible.
*Always
remember that, if anybody other than your insurance agent or
claims representative contacts you do not discuss the accident
with them and do not agree to make a recorded statement.
If you follow
these tips, it’s easier to resolve your claim, which means your
auto insurance company can get you back on the road faster!
When you drive with Northwest, you drive with the best!
*
This material is intended for educational purposes only. All
coverages are subject to availability and qualifications.
Other terms, conditions, and exclusions apply. This is a brief
description of terms, options, coverages and helpful information.
This is not, nor does it, constitute a contract. |
